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You lost your job and the collection agencies are calling.
Does this sound like you?
Ben Wilson’s son has recently lost his job due to layoffs and is beginning to fall behind on payments. The collection agencies have already started calling. What are his son’s options?
What can you do?
If you are in a situation like Ben’s son, you should start by making a list of monthly income and expenses. Try identifying some expenses that you may be able to cut back on. If you don’t think you can afford to cut back on any, you should look into a consumer proposal or bankruptcy. If you think one of these alternatives would be your best option, contact a licensed bankruptcy trustee in your area. A trustee can help you determine the best possible solution for your situation. To find a bankruptcy trustee near you, click here.
